Loan
Loan Types We Offer
Tailored financial products to meet every milestone in your life.
Home Loan
Buy your dream home with extended tenure and attractive interest rates.
Personal Loan
Instant funds for medical emergencies, travel, or weddings.
Business Loan
Expand your business with collateral-free working capital loans.
Education Loan
Secure your child's future with loans for domestic and overseas studies.
Why Choose Lakshmi Capital?
We understand that every borrower is unique. Our relationship-first approach ensures you get the best deal available in the market.
Multiple Bank Partners
We compare options from 20+ top banks & NBFCs to find the perfect match for your profile.
Competitive Interest Rates
Get the lowest market rates starting as low as 8.5% p.a. tailored to your credit score.
Transparent Documentation
Zero hidden fees, no surprise clauses. We ensure 100% transparency in all loan agreements.
End-to-End Support
From application to final disbursal, our dedicated loan experts are with you at every step.
Simple Loan Process
Get your loan disbursed in 4 easy steps
1. Request
Share your requirement and basic details.
2. Compare
We find the best offers from our partners.
3. Submit
Complete minimal documentation.
4. Disbursal
Amount credited to your account.
Eligibility Criteria
While criteria vary by loan type, here are the general requirements:
Age
21 to 60 years
Income
Salaried or Self-Employed
CIBIL Score
650+ preferred
Common Documents
- Identity Proof (Aadhar/PAN)
- Address Proof
- Last 3 Months Salary Slips
- Last 6 Months Bank Statement
- Form 16 / ITR
Document requirements may change based on loan type and applicant profile.